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Our only debts are our mortgage, one car payment, and a loan from my father that carries no interest. -- as daily concerns, the last fucking thing a young couple should be thinking about is buying a goddamn house. I recently tallied up all invoices for repairs and updates since I bought the house in 1997. Now, with the economy as it is and will likely be for some time to come, my best self-defense is to carry no debt and save what I can.

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  1. Add this to the onslaught of cell phone dating sites and overworked singles, and SMS seems more and more like a great time-saving way to say in touch with your date. What follows are four ideas that are somewhat generic in nature, along with specific suggestions how-to.